Millions of UK flat owners pay thousands of pounds a year in leasehold charges — often with no idea whether those figures are fair. HomeFigures gives you free, independent calculators and plain-English guides to help you make sense of it all.
All tools run in your browser. Nothing you enter is stored or shared.
See whether your annual service charge is reasonable. Enter your building details to get a personalised benchmark and understand your rights if the figure looks wrong.
Estimate the premium you would need to pay to extend your lease, including the impact of the Leasehold and Freehold Reform Act 2024.
Check whether your ground rent clause is a doubling clause and what that means for your lease value and mortgage options.
Calculate SDLT for a leasehold property purchase, including first-time buyer relief, buy-to-let surcharge and the leasehold NPV rules.
Leasehold is complicated. Managing agents use dense jargon, freeholders send bills with little explanation, and the law is changing fast. HomeFigures cuts through all of that — giving you the numbers and the context to understand your situation and take action if something looks wrong.
Every tool is free, every guide is written in plain English, and we have no commercial relationship with any managing agent, solicitor or freeholder. Our only income is from advertising, which means we have no agenda other than helping you.
No managing agent, solicitor or freeholder pays us or influences our content.
All calculations run in your browser. We never see the numbers you enter.
We update tools and guides as UK leasehold law and data changes.
No legal jargon. Just clear explanations anyone can act on.
Understanding the law and the numbers behind your leasehold.
Buying a home is the biggest investment most of us ever make. This guide breaks down the essential differences and what they mean for your future.
Track the progress of the Leasehold and Freehold Reform Act 2024. Updated for 2026, covering marriage value, 990-year extensions, and the latest consultation timelines.
Received a Section 20 notice? Learn about the 3-stage consultation process.
Confused by property jargon? Our leasehold glossary defines terms like apportionment, marriage value, peppercorn rent, and relativity in plain English.
What to check before you offer — the management pack, mortgage requirements and the red flags to watch for.
The management pack, common delays, and whether you should extend your lease before you list.
What lenders check on remortgage, and when a short lease or ground rent clause means you should extend first.
EWS1 forms, the Building Safety Act, and who pays for remediation — what it means for your flat.
How collective enfranchisement works — eligibility, the process, costs and how it compares to a lease extension.
How leaseholders can take over day-to-day management of their building without buying the freehold.
Section 20 consultation, tribunal rights, right to manage and more — in plain English.
Regional averages, building type comparisons and per-service cost benchmarks.